Calculated result
Enter values and select Calculate.
Projection method
Monthly rate = (1 + annual effective return)1/12 − 1.
Growth is applied monthly, then the contribution is added at month end. An optional contribution increase is applied after each full projection year.
Assumptions and limits
The estimate does not model taxes, inflation, fees, withdrawals, employer plans, pensions, government benefits, or required distributions. Returns are hypothetical, not guaranteed.
Worked example
A 35-year-old with $50,000 saved, $500 monthly contributions, and a 7% effective annual return can project the entered assumptions through age 65.