Personal balance sheet

Net Worth Calculator

Add assets and liabilities to calculate net worth at one point in time without connecting financial accounts.

Enter assets and liabilities

Assets

Liabilities

Enter assumptions and select Calculate.

Net worth formula

Net worth = total assets − total liabilities. A negative result is mathematically valid and is shown without a judgment or benchmark.

Point-in-time calculation

Values are entered manually. The calculator does not connect accounts, value property, forecast retirement, or calculate investment returns.

Worked example

Assets of 625,000 and liabilities of 295,000 produce net worth of 330,000.

Calculation boundaries

Results use only your entered assumptions. No geolocation, financial-account, bank, property-tax, assessor, vehicle, dealer, lease-rate, or market API is contacted.

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