Enter your assumptions
Result
Calculator loading.
Formula and method
Debt yield = annual net operating income ÷ loan amount × 100%. Reverse modes solve NOI = debt yield × loan amount or loan amount = NOI ÷ debt yield.
Worked example
Annual NOI of $100,000 divided by a $1,250,000 loan equals an 8% debt yield.
Limitations
This arithmetic uses only entered NOI and loan amount. It does not set lender thresholds, estimate property value, calculate cap rate or DSCR, determine eligibility, or provide an investment recommendation.
Outputs are deterministic arithmetic estimates, not lending, legal, tax, accounting, appraisal, or investment advice. Verify definitions and contractual figures with the relevant qualified professional or lender.
Frequently asked questions
Does this calculator retrieve lender or property data?
No. It uses only the values you enter and makes no live API request.
Are the results a financing offer or approval?
No. Results are educational estimates and do not represent underwriting, approval, rates, terms, or availability.